Winter Will Be Here Soon -- Study hard as finals approach...


 
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Cause and Effect In Economics

 

The popular movie "Top Gun" coined a phrase that reads "I
feel the need, the need for speed." Many drivers today
would agree with that phrase. Speeding is one of the most
common ways that people break the law. When people break
the law there are unpleasant consequences. A speeding
ticket is an effective form of discipline: paying for a
ticket, traffic school, and higher insurance rates. Paying
for a speeding ticket is an unpleasant experience. A ticket
can be outrageously expensive depending on how fast you
were speeding. Some states charge ten to twenty dollars per
mile an hour over the speed limit. The officer assigns you
a day to appear in court, if you choose to fight the ticket
rather than pay the fine. Waiting in the courtroom to see
the judge can be very close to a death sentence. The wait
is long, and the company can be frightening. Once you plead
your case, you generally end up paying the fine. This only
leads to another line, and another wait. This has to be the
most unpleasant part of a speeding ticket. In addition,
paying for traffic school is also a disagreeable
experience. If you waited to see the judge, you may be on
your way after paying the fine. If the judge is kind, and
offers a traffic school option, the unpleasantness
continues. Usually the traffic school is no where near to
the courthouse, which causes you to search to find the it.
The great experience of paying is close at hand after
locating the school. You must endure the nine hour course
after paying for the privilege of attending. This is a
class most people would have never taken if given the
chance. The unpleasantness associated with a speeding
ticket is almost finished when you have completed the
course. A reoccurring reminder of a previous mistake is
evident in higher insurance rates. Most insurance companies
feel that speeding tickets make someone a higher risk. So,
to offset the risk they raise the premium. Which means it
is more expensive to obtain insurance. If the insurance
company decides to raise your rates by only ten dollars it
can have a lasting effect. When the ticket falls off your
driving the record, usually in three to five years, you
have spent more than one thousand dollars more than if you
had not been speeding. The insurance company raises your
rates with each ticket, until they cancel the policy. This
alone makes it worthwhile to obey the law. A speeding
ticket is an effective form of discipline, with court, with
traffic school, and with higher insurance rates. The
deterrents for speeding are not all outwardly noticeable
until you has been through the process. Once you have a
speeding ticket experience, you may be more careful to obey
the law. 
 



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